Privacy Policy

Our Commitment

At Innerbizo, your privacy matters. We believe your financial data and personal reflections belong to you alone. This policy explains how we collect, use, and protect your information.

Information We Collect

• Account information (email, encrypted password)
• Financial data you enter (income, expenses, budget allocations)
• Meeting reflections and insights
• Goals and progress tracking
• Usage analytics (anonymized)

How We Protect Your Data

• Passwords hashed with Argon2id (industry best practice)
• Data encrypted in transit (TLS) and at rest
• Hashed session tokens (never stored in plaintext)
• Cryptographic witness logs for audit trails
• No third-party data sharing without consent
• Regular security audits

AI & Your Data

When you use AI-powered features (meetings, money guidance), your data is processed to generate personalized guidance. We do not use your data to train AI models. AI interactions are logged in your personal witness trail for transparency.

Your Rights

• Access all your data at any time
• Export your data in standard formats
• Delete your account and all associated data
• Opt out of analytics collection

Cookies

We use essential cookies only: a secure, HttpOnly session cookie to keep you logged in. We do not use tracking cookies or third-party advertising.

Contact

Privacy questions? Contact our Data Protection Officer at privacy@innerbizo.com